Your debt-to-income ratio measures how much debt you’re carrying in monthly payments relative to your monthly income. In other words, if you converted everything you had into cash (without any losses or transaction fees) and paid off everything you owe, how much would you have left?Ģ. At a high level, your net worth is calculated by adding up your assets and subtracting your debts.
5 Personal Finance KPIs You Should Be Tracking …ġ.